When it comes to choosing a new mobile phone it can be difficult to know exactly which one to choose. When choosing a mobile phone it isn’t just a handset you have to pick, but the tariff you want it on as well. There are two main types of tariff out there: the pay as you go model and the pay monthly model; there are pros and cons of each so let’s have a look at the pay as you go mobile phones.

With pay as you go mobile phones there is no fixed monthly fee to pay, and you do not sign up to a direct debit. Because of this there is no credit check – making pay as you go mobile phones the perfect option for those with credit problems. For pay as you go mobile phones, you pre-purchase credit which allows you to make calls and send texts.

One of the main advantages of these tariffs is that you only pay for the minutes and texts you use and you can only use the credit that is on your phone meaning there are no surprise bills at the end of the month.

The pay as you go mobile phones are perfect for those who don’t use mobiles regularly – although it is worth noting the phone must be used at least once within a 3 month period or the mobile companies tend to turn the account off.

Another advantage of pay as you go mobile phones is that you are not locked into a contract, so you can terminate your deal whenever it suits you without incurring a penalty.

There are however cons to using a pay as you go phone. You will have to pay for the handset up front – which can be costly if you want the latest model of the iPhone or similar. There are also less mobile models to choose from. There may also be a minimum top up amount for pay as you go phones to receive certain incentives such as free texts or minutes, and the cost of calls and texts may be higher for pay as you go mobile phones than they are for monthly ones.

Find out more about pay as you go mobile phones by visiting http://www.phones4u.co.uk and checking out the different types of tariff available.